Invest in an ISA

A stocks & shares ISA could be a great way to start investing

ISAs are a tax-efficient way to save for the future because you pay no tax on the income and growth.

In 2019/20, you can save up to a maximum of $20,000 in an ISA – in a lump sum or spread out over the financial year. Want to know more about using your tax allowances? Visit our tax hub. Funds could be a quick and easy way to invest in an ISA. They’re a way to spread your risk without having to choose many different investments. If you’d like to take more of an active role, you might prefer to research and buy your own shares. And if you’re not sure, taking some investment advice could be a great way to get started. With all our investing options, fees and eligibility criteria apply. The benefit of choosing a stocks & shares ISA is it gives you access to a diversified range of investments. This means it has the potential to give you a better return than a cash ISA. Of course, along with the potential for greater returns comes an increased risk – and this means you may not get back what you invest.

Want some help to decide?

We can help you get started. Simply tell us about your finances and for a one-off fee, we’ll recommend an investment fund that’s right for you. You can start investing with as little as $50 per month

When investing, bear in mind that the value of investments and any income they generate can go down as well as up. This means you may not get back what you invest. Investing should be seen as a medium-to-long-term commitment so you should aim to invest for at least 5 years. Remember, the value of any tax benefits described depends on your individual circumstances, and tax rules may change in the future.